A smaller deposit and lower monthly payments make it cheaper than buying a home outright. It is also likely to be cheaper than renting privately.
You will need to pay your mortgage and rent each month, as well as your usual household outgoings.
We can help you carry out an affordability check to make sure you can afford the monthly costs. If you don’t keep up your rent and mortgage payments you risk losing your home.
* Mortgage rates will vary depending on who you take a mortgage out with, rates may be higher or lower than illustrated.
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